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Your home is one of the largest purchases you’ll ever make. A mortgage calculator can help you estimate your monthly payment before buying a home.  The results returned by a mortgage calculator should only be used as one of many components when determining your ability to afford a home. The calculator provides information based on your input. Actual costs for buying or financing a home can vary depending on your location and the information your mortgage company uses to determine eligibility.

Use this mortgage calculator to determine the monthly payment of a home mortgage loan based on the sale price, desired term of the mortgage, the percentage of down payment, and the interest rate of the loan. You can also factor in private mortgage insurance (PMI) for loans where buyers put down less than 20 percent of the sale price as a down payment. The mortgage calculator also offers input for town property taxes which can affect the final monthly mortgage payment.